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Unverified draft
| Network | Visa |
|---|
| Annual fee | $0 |
|---|
| Foreign transaction fee | 3% |
|---|
| Regular APR | 19.24%-27.74% |
|---|
Earn rates
| Category | Rate | Cap | Notes |
|---|
| office-supplies | 5x points | $25000/year | combined cap |
| phone-internet | 5x points | $25000/year | combined cap |
| gas | 2x points | $25000/year | combined cap |
| dining | 2x points | $25000/year | combined cap |
| other | 1x points | — | |