How we rank cards

Our rankings are reproducible: every score is computed from stored card data and a versioned set of methodology weights. Change the weights and the version changes, forcing a transparent rescore. Nothing is ordered by editorial preference.

Our commitments

• No fabricated card data. Every material field stores its source and capture date.
• Rankings are computed with affiliate data removed — affiliate relationships cannot change a card's position.
• Volatile fields (welcome bonuses) are labeled by freshness; we show when each card was last verified.
• We present informational comparisons, not personalized financial advice.

Per-category weights

Best for Travel Protections — see the live weights at /api/methodology/travel-protection-credit-cards.

Best Travel Rewards — see the live weights at /api/methodology/travel-rewards-credit-cards.

Best Cash Back — see the live weights at /api/methodology/cash-back-credit-cards.

Best No Annual Fee — see the live weights at /api/methodology/no-annual-fee-credit-cards.

Best for Dining — see the live weights at /api/methodology/dining-credit-cards.

Best for Groceries — see the live weights at /api/methodology/grocery-credit-cards.

Best for Gas — see the live weights at /api/methodology/gas-credit-cards.

Best Business Cards — see the live weights at /api/methodology/business-credit-cards.

Best Balance Transfer — see the live weights at /api/methodology/balance-transfer-credit-cards.

Affiliate disclosure

Some links are affiliate links; if you apply through them we may earn a commission at no cost to you. This funds the site but never affects rankings or which cards we include.