Best Cash Back
Informational comparison, not financial advice. Ranked by our published methodology v2026.06-v1.
| # | Card | Score | Why it ranks here |
|---|---|---|---|
| 1 | citi-double-cash | 55 | low annual fee, reward rate, simplicity |
| 2 | wells-fargo-active-cash | 55 | low annual fee, reward rate, simplicity |
| 3 | bofa-travel-rewards | 53.8 | low annual fee, reward rate, simplicity |
| 4 | capital-one-venture | 51.8 | reward rate, low annual fee, simplicity |
| 5 | capital-one-quicksilver | 50 | low annual fee, reward rate, simplicity |
| 6 | chase-freedom-unlimited | 48.7 | low annual fee, reward rate, simplicity |
| 7 | bofa-premium-rewards | 48.5 | reward rate, low annual fee, simplicity |
| 8 | citi-custom-cash | 45 | low annual fee, reward rate, simplicity |
| 9 | wells-fargo-autograph | 45 | low annual fee, reward rate, simplicity |
| 10 | chase-freedom-flex | 42.5 | low annual fee, reward rate, simplicity |
| 11 | amex-blue-cash-everyday | 42.5 | low annual fee, simplicity, reward rate |
| 12 | capital-one-savorone | 42.5 | low annual fee, simplicity, reward rate |
| 13 | bilt-mastercard | 42.5 | low annual fee, reward rate, simplicity |
| 14 | discover-it-cash-back | 42.5 | low annual fee, simplicity, reward rate |
| 15 | us-bank-altitude-go | 42.5 | low annual fee, reward rate, simplicity |
| 16 | citi-strata-premier | 42.3 | low annual fee, reward rate, simplicity |
| 17 | capital-one-venture-x | 40.7 | reward rate, simplicity, low annual fee |
| 18 | amex-green | 40.7 | low annual fee, reward rate, simplicity |
| 19 | bofa-customized-cash | 40 | low annual fee, simplicity, reward rate |
| 20 | costco-anywhere-visa | 37.5 | low annual fee, reward rate, simplicity |
| 21 | chase-sapphire-preferred | 37.3 | low annual fee, reward rate, simplicity |
| 22 | amex-blue-cash-preferred | 37.3 | low annual fee, simplicity, reward rate |
| 23 | chase-sapphire-reserve | 35 | low annual fee, simplicity, reward rate |
| 24 | citi-diamond-preferred | 35 | low annual fee, simplicity, reward rate |
| 25 | wells-fargo-reflect | 35 | low annual fee, simplicity, reward rate |
| 26 | amex-gold | 28.2 | reward rate, low annual fee, simplicity |
| 27 | amex-platinum | 25 | reward rate, simplicity, low annual fee |