Best No Annual Fee
Informational comparison, not financial advice. Ranked by our published methodology v2026.06-v1.
| # | Card | Score | Why it ranks here |
|---|---|---|---|
| 1 | citi-double-cash | 63 | low annual fee, reward rate, simplicity |
| 2 | wells-fargo-active-cash | 63 | low annual fee, reward rate, simplicity |
| 3 | bofa-travel-rewards | 61.9 | low annual fee, reward rate, simplicity |
| 4 | capital-one-quicksilver | 58.5 | low annual fee, simplicity, reward rate |
| 5 | capital-one-venture | 58.2 | low annual fee, reward rate, simplicity |
| 6 | chase-freedom-unlimited | 56.9 | low annual fee, reward rate, simplicity |
| 7 | bofa-premium-rewards | 55.3 | low annual fee, reward rate, simplicity |
| 8 | citi-custom-cash | 53.8 | low annual fee, simplicity, reward rate |
| 9 | wells-fargo-autograph | 53.8 | low annual fee, simplicity, reward rate |
| 10 | amex-blue-cash-everyday | 51.5 | low annual fee, simplicity, reward rate |
| 11 | capital-one-savorone | 51.5 | low annual fee, simplicity, reward rate |
| 12 | discover-it-cash-back | 51.5 | low annual fee, simplicity, reward rate |
| 13 | chase-freedom-flex | 51.2 | low annual fee, reward rate, simplicity |
| 14 | bilt-mastercard | 51.2 | low annual fee, reward rate, simplicity |
| 15 | us-bank-altitude-go | 51.2 | low annual fee, reward rate, simplicity |
| 16 | citi-strata-premier | 49.7 | low annual fee, simplicity, reward rate |
| 17 | bofa-customized-cash | 49 | low annual fee, simplicity, reward rate |
| 18 | amex-green | 47.3 | low annual fee, simplicity, reward rate |
| 19 | costco-anywhere-visa | 46.5 | low annual fee, reward rate, simplicity |
| 20 | chase-sapphire-reserve | 45 | low annual fee, simplicity, reward rate |
| 21 | citi-diamond-preferred | 45 | low annual fee, simplicity, reward rate |
| 22 | wells-fargo-reflect | 45 | low annual fee, simplicity, reward rate |
| 23 | amex-blue-cash-preferred | 44.9 | low annual fee, simplicity, reward rate |
| 24 | chase-sapphire-preferred | 44.7 | low annual fee, reward rate, simplicity |
| 25 | capital-one-venture-x | 42.9 | reward rate, low annual fee, simplicity |
| 26 | amex-gold | 32.3 | low annual fee, reward rate, simplicity |
| 27 | amex-platinum | 23.8 | simplicity, reward rate, low annual fee |