Best Balance Transfer
Informational comparison, not financial advice. Ranked by our published methodology v2026.06-v1.
| # | Card | Score | Why it ranks here |
|---|---|---|---|
| 1 | bofa-travel-rewards | 67.5 | low annual fee, simplicity, no foreign-tx fee |
| 2 | capital-one-quicksilver | 66 | low annual fee, simplicity, no foreign-tx fee |
| 3 | wells-fargo-autograph | 61.7 | low annual fee, simplicity, no foreign-tx fee |
| 4 | capital-one-venture | 61.4 | low annual fee, simplicity, no foreign-tx fee |
| 5 | amex-blue-cash-everyday | 60.7 | low annual fee, simplicity, no foreign-tx fee |
| 6 | capital-one-savorone | 60.7 | low annual fee, simplicity, no foreign-tx fee |
| 7 | discover-it-cash-back | 60.7 | low annual fee, simplicity, no foreign-tx fee |
| 8 | bofa-premium-rewards | 60.1 | low annual fee, simplicity, no foreign-tx fee |
| 9 | chase-sapphire-reserve | 60 | low annual fee, simplicity, no foreign-tx fee |
| 10 | bilt-mastercard | 58.3 | low annual fee, simplicity, no foreign-tx fee |
| 11 | us-bank-altitude-go | 58.3 | low annual fee, simplicity, no foreign-tx fee |
| 12 | citi-double-cash | 58 | low annual fee, simplicity, reward rate |
| 13 | wells-fargo-active-cash | 58 | low annual fee, simplicity, reward rate |
| 14 | citi-strata-premier | 57.6 | low annual fee, simplicity, no foreign-tx fee |
| 15 | amex-green | 55.2 | low annual fee, simplicity, no foreign-tx fee |
| 16 | delta-skymiles-gold | 54.6 | low annual fee, simplicity, no foreign-tx fee |
| 17 | costco-anywhere-visa | 54 | low annual fee, simplicity, no foreign-tx fee |
| 18 | citi-custom-cash | 51.7 | low annual fee, simplicity, reward rate |
| 19 | chase-sapphire-preferred | 50.9 | low annual fee, simplicity, no foreign-tx fee |
| 20 | chase-freedom-unlimited | 50.8 | low annual fee, simplicity, reward rate |
| 21 | citi-diamond-preferred | 50 | low annual fee, simplicity, reward rate |
| 22 | wells-fargo-reflect | 50 | low annual fee, simplicity, reward rate |
| 23 | hilton-honors-surpass | 49.6 | low annual fee, simplicity, no foreign-tx fee |
| 24 | chase-freedom-flex | 48.3 | low annual fee, simplicity, reward rate |
| 25 | marriott-bonvoy-bevy | 48.2 | low annual fee, simplicity, no foreign-tx fee |
| 26 | bofa-customized-cash | 47.3 | low annual fee, simplicity, reward rate |
| 27 | capital-one-venture-x | 45.2 | simplicity, low annual fee, no foreign-tx fee |
| 28 | amex-blue-cash-preferred | 43.3 | low annual fee, simplicity, reward rate |
| 29 | amex-gold | 37.7 | low annual fee, no foreign-tx fee, simplicity |
| 30 | hilton-honors-aspire | 35.8 | simplicity, no foreign-tx fee, low annual fee |
| 31 | delta-skymiles-reserve | 33.2 | simplicity, no foreign-tx fee, reward rate |
| 32 | amex-platinum | 31.7 | simplicity, no foreign-tx fee, reward rate |
| 33 | marriott-bonvoy-brilliant | 31.1 | simplicity, no foreign-tx fee, reward rate |